Rugby Clubs Insurance

The RFU endorsed Rugby Club Insurance package provides comprehensive protection for the club, its assets and liabilities all under one flexible policy.

Marsh will be glad to arrange a quotation for the club’s insurances under the new policy incorporating;

§                          Material Damage

§                          Business Interruption

§                          Employers’ Liability

§                          Public/Products Liability

§                          Loss of Licence

§                          Fidelity Guarantee

§                          Personal Accident

§                          Club Officials’ Liability

§                          Legal Expenses and online business advice

For those clubs without their own premises, Public Liability Insurance should be arranged as a minimum for your club and this can be organised through this adaptable Clubs policy

For your benefit, our policy is underwritten by leading insurance companies to meet Marsh’s insurer security requirements*.

You can spread the cost of your Rugby Club insurance over ten months if you wish.

Please complete the attached Proposal Form with your requirements for quotation purposes or if you would like specialist advice as to the cover that your club requires please contact:

Marsh Ltd

Capital House

1 HoundwellPlace 

Southampton

Hampshire

SO14 1HU

or telephone the Helpline 023 8021 6700.

Local account executives are available to meet and discuss the insurance needs of your club.

Clubs Proposal Form 

Club Officials’ Indemnity Insurance

Whilst acting on behalf of your club, your personal legal and financial liability is unlimited. The financial risks and liabilities of your actions as a committee member, even when they are carried out in good faith, are huge.

  There has been a marked increase in the number of legal actions against Club Committees and an escalation in the sums awarded against them.

Club Officials’ cover can be arranged as part of your Rugby Clubs Insurance policy or on a stand alone basis and will provide indemnity for you and your committee up to a minimum of £100,000 for an affordable premium.

What does the policy cover?

Essentially cover is to provide for claims arising from “wrongful acts”. Legally a committee member can commit a “wrongful act” in a number of ways. These include:

§                     negligent acts, errors and omissions

§                     mis-statements or misleading statements

§                     neglect or breach of warranty

§                     breach of duty

§                     actual or alleged breach of trust

§                     wrongful trading

§                     libel and slander

§                     loss of documents

§                     unintentional breach of copyright

§                     unintentional breach of confidentiality

The policy covers losses, settlement costs, charges and expenses incurred by a group committee member or member as a result of a successful claim being made against them.

Secondly it covers costs, fees or expenses incurred by any member of a Club Committee in defence of a claim being made against them by a third party - whether the claim is successful or not.

If you would like a quotation for stand alone cover please complete the attached Proposal Form and send to Marsh along with the specified information.